In order to fulfill the requirement of its customers, SBI has come up with a new facility of mVisa. It is an extremely simple, faster, innovative as well as a secure method to make cashless and cardless transactions just by using mobile. It provides an opportunity for SBI customers to make the payment on the move. Being exclusively new facilities, people are mostly unaware of mVisa’s uses and benefits. To assist you in working well with mVisa, we have mentioned all the useful points. The first thing you need to know is how it works. It is a facility available only for those SBI customers who have either debit card or internet banking facilities. mVisa basically works on a QR code technology. You just have to scan the QR code available at the merchant outlet in order to make the payment. The QR code already consists of all the necessary information like the name of the merchant, IFSC code, and the account number associated. Whatever money you will pay will automatically get transmitted to the account number associated with the QR code.

SBI mVisa New Mobile based payment solution

To enable this facility, you need to register yourself via mVisa registration.

  1. To get the registration done, you need to download SBI Anywhere app from Google Play store, and if it is already downloaded on your phone, update it.
  2. On opening the app, you will find “mVisa” icon there. You are required to click that icon, and then it will take you to a new window where you will be asked to choose one among “Internet Banking User” and “Debit Card User.”
  3. After selecting one of them, you will be asked to enter the username and password. Only after providing the required information, you have to tap the “Login” button.
  4. The window displayed will verify yourself to be first time user, and then you just need to follow the given instruction to avail of this wonderful facility.

How to use mVisa facility for Payments

  1. On registering once, from next time, you just need to log in to mVisa using your given credentials to access your account.
  2. After opening your mVisa account, you will be required to find the mVisa dashboard there, which displays some basic information, account-related information, and a mini statement relating to all transactions.
  3. On the page which will appear just after login, try to find the “pay mVisa” link present on the bottom of the display window.
  4. After selecting the link, make whatever payment you want to make by scanning merchant QR code using your mobile camera, or you can manually enter all the merchant’s details available.
  5. Once you have entered the detail, you just need to input the amount to be paid and at last, click on the “pay” button.
  6. After you click the “pay” button, the merchant will be paid instantly with the required payment to be done, and after paying off, the payment message will be displayed on your phone as well as the merchant’s phone along with reference number. Don’t wait anymore, and get ready to enjoy this exclusive peerless feature with SBI mVisa. It will be a transformation for SBI users to enable them to have cashless, as well as a cardless lifestyle.
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